Toyota Camry Still Leads: Which Cars Do Russians Take the Longest to Pay Off?

The average car loan term in Russia is 6.3 years

According to Avito Auto, in 2025, the average car loan term in Russia is 6.3 years. Owners of Lada 2115 Samara repay loans the fastest — on average in 5 years, while the longest loan repayments are for Toyota Camry purchases — about 6.7 years.

In the Sakhalin region, loans are closed in 6 years, almost the same term is in the Kamchatka Territory, St. Petersburg and the Leningrad region (6.2 years). The leaders in terms of payment duration are Ingushetia, the Stavropol Territory and North Ossetia, where the average term reaches 6.8 years.

Most often, Toyota Camry, Mercedes-Benz E-Class, Volkswagen Polo, BMW 5 Series and Hyundai Solaris are purchased on credit. Also in the top ten are Skoda Octavia, Kia Rio, Lada Vesta, Lada Granta and Renault Logan. The simplified online process on Avito Auto allows you to send an application to several banks directly from the ad page, which reduces the approval time to 5–7 minutes.

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