Experts from the PSB Finance fintech service have studied which car brands are most often provided as collateral when applying for loans. According to the results of the first three quarters of 2025, Lada retained its leadership in this ranking.
It is important that the share of Russian cars in the total volume of car loans decreased to 10.2%. While for the same period last year it was 11.8%.
The list continues with brands that have already left the Russian market: Toyota occupies 9.1%, Hyundai - 8.8%, Kia - 7.3%, Ford - 6.0%, Volkswagen - 5.7%, Nissan - 5.3%, Renault - 4.1%, Chevrolet - 3.4%, Mercedes-Benz - 3.0%.
Analysts also separately draw attention to the "nationality" of the collateral portfolio. Japanese cars are traditionally more often used as collateral for loans than others, together forming more than 27% of such vehicles.
European brands provide approximately another quarter of the portfolio. The share of Chinese brands in pledges is growing and has already exceeded 5%.
