Specialists from the fintech service "PSB Finance" studied which car brands are most often provided as collateral when applying for loans. Based on the results of the first three quarters of 2025, Lada retained first place in this ranking.
It is important that the share of Russian cars in the total volume of auto collateral declined to 10.2%. While during the same period last year it stood at 11.8%.
Next on the list are brands that have already left the Russian market: Toyota accounts for 9.1%, Hyundai for 8.8%, Kia for 7.3%, Ford for 6.0%, Volkswagen for 5.7%, Nissan for 5.3%, Renault for 4.1%, Chevrolet for 3.4%, and Mercedes-Benz for 3.0%.
Analysts also separately draw attention to the "nationality" of the collateral portfolio. Japanese cars are traditionally used more often than others as loan security, together accounting for more than 27% of such vehicles.
European brands make up about another quarter of the portfolio. The share of Chinese brands in collateral is showing growth and has already exceeded 5%.
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