Heavy snowfalls can lead to damage to cars and injuries to people — for example, due to falling trees or snow sliding off roofs. In such situations, proper recording of the incident and adherence to the established procedure are crucial. The possibility of receiving compensation depends on this.
How to act immediately after the incident
If a tree falls on a car, it is necessary first of all to record all the circumstances of what happened. This refers not only to visible damage but also to details that may play a role in the investigation.
First of all, it is important to:
- record car damage (photos, videos)
- specify the exact date, time, and address
- contact the police to report the incident
As lawyer Igor Baranov notes, an additional act can be drawn up with the participation of representatives of the management company or HOA. These organizations are responsible for maintaining the territory and caring for green spaces. It is also recommended to find witnesses, if any.
When an expert examination is required
Not in all cases is the cause of a tree falling a weather factor. If the tree was damaged in advance — for example, it was rotten or broken — additional research will be required.
In such situations, a dendrological examination is carried out. According to auto lawyer Ilya Afanasyev, it helps to establish whether the fall was a consequence of improper care.
It is worth noting that:
- the investigation period can take at least two months
- the cost of the examination is approximately 30–40 thousand rubles
- the outcome depends, among other things, on the position of the insurance company
Who is responsible
Responsibility for such incidents, as a rule, lies with the managing organizations. This applies to both property damage and harm to health.
If a person is injured due to a falling tree or snow from the roof:
- it is necessary to seek medical help
- doctors must record the nature and extent of the injuries
- this data will serve as the basis for further compensation claims
According to insurance specialists, with a policy, victims can count on payments, the amount of which depends on the severity of the injury.
In some cases, it may not just be a violation of duties to maintain the territory, but negligence. Then the incident can receive a legal assessment as a crime.
Context: Snowfall in Moscow
At the end of April 2026, the capital region was affected by cyclone "Ilvi". On the night of April 26-27, there was a heavy snowfall, which, according to meteorologists, became a record for almost 150 years of observations.
Due to adverse weather conditions:
- an "orange" level of danger was announced in Moscow;
- the snowfall continued until the evening of the next day
- about 1500 trees fell in Moscow and the Moscow region
- More than 1000 cars were damaged
Such conditions significantly increase the risk of such incidents, which makes knowledge of the course of action particularly relevant.
Damage to a car or injury due to a falling tree is a situation that requires clear and consistent actions.
Timely recording of circumstances, contacting competent authorities, and, if necessary, conducting an examination allow you to protect your rights and increase your chances of receiving compensation.