A car buyer can return the insurance imposed by the car dealership, even if it was оформлена together with the sales contract. This was stated by автомобильный юрист Лев Воропаев in a comment to Motor magazine.
According to the lawyer, unscrupulous managers often include additional financial products in the package of documents - casco or ОСАГО policies. At the same time, it is impossible to terminate the contract of sale of a car due to imposed insurance, but the insurance contract itself can be returned if there are legal grounds.
It is impossible to terminate the contract of sale of a car if the car dealership has imposed insurance from a partner, but it is possible to return the insurance if there are legal grounds for this.
If the car is purchased on credit, the lawyer advises to carefully study the terms of the loan agreement. It may provide for an increase in the interest rate in case of refusal of the insurance policy, which affects the final cost of the loan.
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