A car buyer can get back insurance imposed by a dealership, even if it was arranged together with the sales contract. This was stated by automotive lawyer Lev Voropaev in a comment to Motor magazine.
According to the lawyer, unscrupulous managers often include additional financial products in the document package — comprehensive insurance or OSAGO policies. At the same time, it is impossible to terminate the car sales contract because of imposed insurance; however, the insurance contract itself can be refunded if there are legal grounds for doing so.
It is impossible to terminate the car sales contract if the dealership imposed insurance from a partner, but the insurance can be refunded if there are legal grounds for that.
If the car was purchased on credit, the lawyer advises carefully studying the terms of the loan agreement. It may provide for an increase in the interest rate in the event of refusing the insurance policy, which affects the total cost of the loan.
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