The Central Bank of the Russian Federation has published a draft regulation that provides for the introduction of a new regional coefficient affecting the cost of OSAGO. The main reason for this measure is the abundance of insurance fraudsters in some regions of the country. According to the RSA (Russian Union of Motor Insurers), at the moment there are only 2 regions left in which insurance fraud is a serious problem, namely Ingushetia and the Novosibirsk region. For almost 10 years, there have been practically no changes in these regions in terms of these anti-statistics, unlike the rest.
In addition to the new coefficient, the Central Bank also proposes to expand the "tariff corridor" of basic rates for insurers. For two-wheeled vehicles, it will be 40%, for all others - 15%. This will allow insurance agents to more accurately and quickly respond to insurance claims statistics and market changes.
It is separately noted that, although the new coefficient increases the cost of the policy, careful and conscientious owners should not worry - due to their CBM (bonus-malus coefficient), in the event of an accident-free ride, there will be no significant changes in the cost.
Read more materials on the topic:
Why do the Japanese sell cars with a mileage of 10-15 thousand km?
Now on home
Two cars of the same era, created for currency export, but with different philosophies
The crisis, compromises, and wrong decisions that buried a promising model
Resident of Sverdlovsk Region Recovers 192,000 Rubles and Receives Compensation
At the end of 2025, the crossover topped the sales ranking of new cars in the capital
The legendary racer moves around in a wheelchair and is under constant medical supervision
What malfunctions do owners of the Togliatti flagship most often encounter?
Slow shifting in the cold is not normal, but the first sign of transmission problems
The car features improved design and electronics
Now it's Rolls-Royce
Even with the recycling fee, the car will cost less than from official dealers
The model also received new trim levels