The average term of car loans for new and used cars in Russia at the end of July amounted to 5.5 years (65.7 months). Compared to the beginning of summer, this figure increased by 2%, according to the National Bureau of Credit Histories (NBKI).
In particular, compared with the lowest value of the average auto loan term in January of this year, the figure increased by 6.2% or by 3.8 months. In comparison with July 2024, the average term decreased by 3.1% (from 67.8 months).
Alexey Volkov, Marketing Director of NBKI, noted that the average term of car loans from the middle of last year until the beginning of 2025 decreased against the background of a reduction in their issuance and average check.
Also, in January — July 2025, car loans were issued for a total of 713.6 billion rubles, 46.2% (or 1.9 times) less than for the same period last year.
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